How to Spend Smarter

Maximise value and maximise Joy with every penny you spend.

This page is all about everyday spending so have a look at our How to Travel Smarter guide, for easy ways to upgrade your travel for less. And our How to Visit Smarter guide, for our personal tips to make the most of your travels to our favourite places – Cyprus, New York, Las Vegas and England .

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How much money do you have? Enough? Plenty? Not enough?

You have enough money. It’s not how much you have that is important, but how you spend what you do have.

How much time do you have? How many hours do you work? How can you balance your work and life?

We NEVER just pay full price for anything, we use discount codes, special offers, freebies, deals, cashback or earn extras like Air Miles and loyalty points.

Saving money on what you would spend anyway is the easiest way to give yourself a pay rise.

Like this. Our car insurance renewal quote came in. I spent an hour finding the best deal. Making the most of cashback and comparison sites, and paying with a cashback credit card, I saved £160 on the auto renewal price.

That’s £160 for an hours ‘work’ . I have the exact same cover, it’s something I would have bought anyway.

Why pay for something when you can get it for free? You can try new products or experiences, get free money and share the benefits with your friends.

When Spurs reached the Champions League final, we didn’t have the £4k it would have cost for flights and hotels for Taz and his son to go so we asked the questions.

How can we do this with the money we have? How can we Maximise value and maximise Joy? The result was memories that will be cherished for a lifetime and for under £500.

I would not invest £100 in shares, yet I have a portfolio of over £130 from what started with £1 and a free share. I can cash that out whenever I like, but at the moment it’s fun. Trying new things.

So you get the idea, this is How to Spend Smarter.

Now you are here…

You’ll find lots of information on ways to Spend Smarter and Travel Smarter, from making the most of freebies from loyalty cards to essential travel guidance and moneysaving information. And some fun and #SmallJoy to like The perfect weekend break, without going anywhere? Silly, fun, cheap and AWESOME.

Now you can Visit Cyprus Smarter. Helping you plan a memorable trip, making the most of your time (and money). Enjoy the fabulous Island with confidence using our insider tips and reviews.

We have had over 300,000 page views on the website since we started, these are our current most popular articles. Enjoy.

You don’t have to be wealthy to live a rich life.

Our articles show you how to .……

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We also share with you some fab articles from Money Bloggers with reviews, information and tips on a wide range of subjects, here are some for you to check out. Enjoy.