Welcome to the Mind over Money Matters – How to Travel Smarter guide. We share our easy ways to travel more, travel for less and elevate your travel experience.
Maximise value and maximise Joy when you travel.
This page is all about Travel so have a look at our How to Spend Smarter guide, for easy ways to Spend Smarter with all your everyday spending. Our How to Visit Smarter guide has our top tips and reviews for our favourite places – New York, Cyprus, Las Vegas and England.
Use the search button or check out the new categories
- Air Miles & Rewards
- Flying & Airlines
- Holidays
- Tips & Tricks
- Guides & Advice

Now you are here…
You’ll find lots of information on ways to Spend Smarter and Travel Smarter, from making the most of freebies from loyalty cards to essential travel guidance and moneysaving information. And some fun and #SmallJoy to like The perfect weekend break, without going anywhere? Silly, fun, cheap and AWESOME.
Now you can Visit Cyprus Smarter. Helping you plan a memorable trip, making the most of your time (and money). Enjoy the fabulous Island with confidence using our insider tips and reviews.
We have had over 300,000 page views on the website since we started, these are our current most popular articles. Enjoy.
- I ditched Slimming World and lost 2 stone
- Booking flights and hotel separately guide
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- Where can you see a Concorde in the UK?
How do you like to travel? Cheap flights? On a budget? Or Business class and 5 star hotels?
You have enough money to go wherever you want. It’s not how much you have that is important, but how you spend what you do have.
You can afford to upgrade your travel. You don’t need to compromise, we show you the tricks and tips to travel smarter.
We NEVER just pay full price for any travel, we use
- discount codes eg Get 7% off Virgin Holidays bookings
- special offers Know when the sales will happen
- freebies Complementary rooms, buffets and attractions in Las Vegas
- deals What websites have the best deals
- cashback time your booking to increase cashback bonuses
- Air Miles 2-4-1 vouchers and miles
- loyalty schemes Flash and limited time offers
Saving money when you travel means you can travel more, travel better for less.
We have at least 5 holidays a year. That’s 5 fantastic trips, all staying in at least 4 star accommodation. Airport Lounges included. Most with Business or First Class flights.
This is how we maximise Joy and maximise value when we travel.
- Cheap flights – Bag a £9.99 flight to somewhere we have never been before like Stockholm. Awesome hotel with a rooftop pool at discounted price of £300. Minus 12 degrees and the most wonderful trip.
- Unmissable deals – Often an unmissable holiday deal turns up like New York for 4 nights in December with 4 star hotel for £450. Or Las Vegas for 5 nights in February for £400!
- Air Miles – We may go to Cyprus for 9 days – at Easter taking in the bank holidays so only 4 days off work. Return flights £1 each. Villa with pool £550. Perfect. Or 2 weeks in the Summer. Business class flights £50 return. 2 bedroom villa with pool £1300. Normal fare is £400 each plus baggage in Economy and £800 in Business.
- An Upper class luxury trip – We use our Air Miles for some Upper Class luxury. Why pay £350 for a cheap economy flight when you can go to New York in Style for £570?
- British Airways Companion Voucher We use our British Airways companion voucher for a once in a lifetime trip like San Francisco or Tokyo. Saving over £5000 on ‘normal’ prices.
- Discounts and loyalty schemes Get a discount or free nights on all hotel bookings, get upgrades, late check out and other perks with loyalty schemes.
We share our experience with you – with deals, guides and reviews so all aspects of your trip from planning, booking, enjoying and returning home are covered.
And guides showing what to do when things don’t go to plan. With the COVID situation – can you cancel your holiday and how do you get a refund?
You don’t have to be rich to travel well.
Our articles show you how to .……
- Travel more for less
- Upgrade your travel without the hefty price tag
- Make the most of cheap flights
- Get the best deals on flights or holidays
- Make the most of Air Miles
- Be prepared when booking travel
- Get upgrades for a fraction of the price
- Have a happier holiday
As well as…..
Have a look at our latest travel posts.

What’s the cheapest way to fly to Cyprus?
How can you fly to Cyprus for £1, even in peak summer hols? […]

Where can you see a Concorde in the UK?
Explore where to see Concorde in the UK—visit iconic aircraft in London, Bristol, Manchester, Scotland, Surrey & Duxford. Step aboard history today. […]

How much holiday spending money do you need?
How do you decide how much holiday spending money you need? […]

Do I need an ESTA? Your Full Guide
Your guide to getting an ESTA for travel to the USA […]

5 mind tricks to boost your holiday money (and happiness)
5 mind tricks to boost your holiday money – and boost your happiness. […]

Should I Book with Viator? Everything You Need to Know
Should you book with Viator? Read our guide to find out more. […]
Spend Smarter, Travel Smarter and Visit Cyprus Smarter.
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The mindset shift from “travel has to be expensive” to “you just need to know the right tricks” is so empowering. I had no idea how far you could stretch Air Miles or how valuable those companion vouchers can be.
Loved this post! Traveling smarter isn’t just about saving money—it’s about making the most of every moment. I especially agree with packing light and planning ahead. One thing that’s worked for me is using local transport apps before I even land in a new city. Makes everything smoother from day one. Thanks for the awesome tips!